ServicesActuarial ConsultingLife & Health Actuarial Consulting

LIFE & HEALTH ACTUARIAL CONSULTING

Competitive intelligence, meticulous pricing, accurate projections, expert rate filing and implementation support. Our life & health actuarial team helps you launch your life insurance and supplemental health products on time, the right way.

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LIFE & HEALTH ACTUARIAL CONSULTING AND COMPREHENSIVE SUPPORT FOR YOUR SUCCESSFUL LIFE & SUPPLEMENTAL HEALTH PRODUCTS LAUNCH.

Our expert actuaries bring decades of life & health product development consulting experience for life & health and property & casualty insurance companies of all sizes to every job. From complete outsourcing to one-off projects, we offer the same elevated level of service because we know you only get one shot at launching your new life & health-related products.

We provide accident & health actuarial consulting for an array of life & supplemental health products, including, but is not limited to the following products:

  • Accident/Sickness Expense
  • Blanket Accident and Special Risk
  • Hospital Confinement/Fixed Indemnity
  • Critical Illness/Specified Disease
  • Short Term Disability
  • Long Term Disability
  • Accidental Death & Dismemberment
  • Gap Medical
  • Dental and Vision
  • Medical Stop Loss

Additionally, our skilled actuaries provide insight and intelligence for hybrid products with property & casualty and health components such as:

  • Blanket accident
  • Business and group special risk
  • Travel insurance
  • Pet insurance
  • Debt protection
  • Medical stop loss and provider excess

Our life insurance actuarial expertise includes the following products:

  • Accidental Death
  • Term Life
  • Whole Life

COMPREHENSIVE LIFE & HEALTH ACTUARIAL CONSULTING

MARKET ANALYSIS

Our internal competitive intelligence consulting team has access to 500,000+ industry rate, rule and form filings to help you understand a shifting marketplace. We identify primary competitors, compare their product pricing and help you understand recent and projected trends so you can see the big picture before making key decisions.

PRODUCT PRICING

We create comprehensive and compliant rating manuals for your new supplemental health insurance products. Our deep industry intelligence enables us to develop competitive product pricing that is grounded in data. This insight ensures that your organization covers expected losses & expenses and reaches a desired profit load.

IMPLEMENTATION

Our ongoing support leads your organization toward success. By reviewing your operations for consistency with your new products, we make sure your underwriting procedures, claims adjudication processes and data capture meet your needs today and into the future.

EXPERIENCE ANALYSIS

We analyze historical data to accurately project future losses and provide specific, reliable recommendations to help you achieve target profit levels.

RATE FILING SUPPORT

Get to market faster by relying on our rate filing experience and expertise. We help you navigate complex Department of Insurance (DOI) regulations and changing state requirements so your filings are always complete and compliant.

VALUATION & RESERVES

We analyze IBNR, open claim and premium deficiency reserves for your supplemental health lines of business. Our accident & health actuarial consulting experts provide a clear picture of projected losses and loss reserves.

LEARN MORE ABOUT OUR CONSULTANTS

Our team includes 35+ consulting actuaries and over 100 other insurance industry experts whose skills set ranges from database design to process improvement to product design to compliance. Our team’s lengthy experience, deep industry expertise and clear communication enable us to quickly and efficiently solve your toughest insurance challenge.

Dee Dee Mays, FCAS, MAAA
James A. Vallee, FSA, MAAA
Jennifer Choe, ASA, MAAA
Alexander Brill, ASA, MAAA
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DEEPEN YOUR KNOWLEDGE

Life & Health Actuarial Consulting For Insurance Companies

Perr&Knight provides a complete array of actuarial services to life & health and property & casualty insurance companies, of all sizes, who write supplemental health products. The types of actuarial consulting engagements available through Perr&Knight range from complete outsourcing to one-off project work.

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MOVE FORWARD WITH CONFIDENCE

Whether you are developing a new insurance product, moving to a new software system, or launching an insurtech solution, our experts can help you every step of the way.

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